PURCHASE A NEW HOME!

Turn your dream of home ownership into a reality.

You’ve spent hours searching the internet and have been to more open houses than you care to admit. Now you’re hard work has paid off, and you’re ready to make an offer. Buying your dream home not only puts a check mark on your list of accomplishments, but it also positions you for a savvy financial future.

Homeownership offers many financial gains, including the potential for increased asset value. So when it comes time to choose a financial partner to secure your mortgage, Rosie the mortgage RateHero is here to help.

Why does getting a great rate matter?

This simple calculation from Rosie can help you demonstrate the value a lower rate can play in your budget. Did you know that on a 30-year fixed rate mortgage, reducing your mortgage rate by just 0.5% can save you over $120 a month on a $400,000 mortgage? That’s $600 a year that could go to other bills, or maybe toward something fun like that inspirational house design board you’ve been adding to on your Pinterest feed.

Offering the most competitive rate is our primary focus at The Best Mortgage Rate. We streamline the mortgage process so you don’t pay for all the hand-holding and behind the scenes bells and whistles. Instead, you receive the best rate available, along with dedicated service that’s authentic and transparent.

How much house can I afford?

Before you put an offer in on your dream home, let Rosie help you determine how much house you really can afford.

HOW MUCH YOU CAN AFFORD CALCULATOR

Free Quote in Seconds!

Use our 3-step form to instantly see live rates along with closing costs.

The cost of homeownership includes:

Down payment: Typically ranges from 3-30% of the cost of the house. The larger your down payment, the greater your equity and lower your monthly payment will be. For down payments less than 20% you may also need to pay private mortgage insurance, also known as PMI.

Closing costs: Typically range from 2-6% of the loan amount.

On-going costs: Your housing costs may include the following:

  • Monthly mortgage payment, including principle and interest

  • Homeowners insurance

  • Mortgage insurance

  • Property taxes

  • Homeowner association fees

  • Utilities

  • Maintenance

What Clients Say About Us

Land Your Dream Home With a Matching Dream Payment.

Get started by completing an application with The Best Mortgage Rate today.
START YOUR APPLICATION NOW!